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	<title>GoldenTouchInsurance.Com &#187; Federal Housing Finance Agency</title>
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		<title>Mortgage Insurance Reviews &#8211; From the USA Federal Government</title>
		<link>http://www.goldentouchinsurance.com/mortgage-insurance-reviews-from-the-usa-federal-government</link>
		<comments>http://www.goldentouchinsurance.com/mortgage-insurance-reviews-from-the-usa-federal-government#comments</comments>
		<pubDate>Sat, 21 Feb 2009 09:03:19 +0000</pubDate>
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				<category><![CDATA[Homeowners Insurance]]></category>
		<category><![CDATA[Director James Lockhart]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Obama Administration]]></category>
		<category><![CDATA[Treasury Mortgage Plan Eliminates Mortgage Insurance]]></category>

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		<description><![CDATA[Eliminating the need for mortgage insurance would allow homeowners to refinance their mortgages at lower interest rates even in cases where the value of a home has dropped to the point where the loan balance is higher than 80% of the value of the home. Under current rules, loan balances that high require mortgage insurance, which adds to the costs of a refinance and has acted as an obstacle to helping more people refinance.]]></description>
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